International student funding have a hard time when it comes to finding funding for graduate school. This is mainly because most colleges are afraid to loan to international students because they have a much higher chance of defaulting on their loans. But there may be new options soon, as private startups begin to look into [...]
Finanial Education and Money Matters
Learn about Financial issues related to Higher Education and students - Personal Finance, Student Loan, Credit Cards, Credit History, Bank Accounts and lessons on Managing finances.
6 Tips to Reduce Your College Costs by Thousands of Dollars
Hey guys! Here are certain tips that can really save money and reduce college costs. Stick to Your Budget You don’t really want to sell off your house for graduating, do you? Read 100 Money saving tips college students. Research Your School There are schools out there who are generous in their aid and are [...]
Simple Guide to File Income Tax Returns for International Students in USA
Question from Satya on filing tax returns for International Students in USA (F1 Visa) for students from India. Could you please start a thread on “Tax Returns” for international students. I am an international student at CSU, OH and I am in my 4th semester, I got a mail with subject “Important Tax return document” [...]
How to Automate Your Personal Finances – Tracking Bill Payments
Do you have a system to track your expenses and have complete control of your personal finance? If you, stop reading this article. Personal finance habits for students in USA are typically acquired and sometimes they are messy. Schools don’t teach about managing income and expenses. When you control the money flow, its easy to [...]
5 Smart Ways A College Student can Avoid Credit Card Debt
Guest post by Andrew Jackson on how college students can avoid Credit Card Debt. Nowadays the students arrive in the colleges with shiny new credit cards and spiffy new backpacks, with a determination to enjoy their college life. They leave college with thousands of dollars of debt on their high interest credit cards. Students are [...]
Student Loan Debt Relief – How Can You Get it?
It’s quite common for students of this generation to leave school with a student loan debt burden. However, that doesn’t mean that one should stop looking ahead. If you’re overwhelmed by your student loan debt that you can’t really afford, then here’s news for you. It’s very much possible to look ahead and make a [...]
How Long to Pay Off $50,000 Student Loan for an International Student
I think most of you like to know answer to this question How long would it take to pay off your student education loan of $50,000 as an international student? I selected $50,000 for following reasons Realistic cost of getting an education in USA from an average cost university Rounded figure Easy for calculation [...]
5 Tips Before Taking Out Student Loans
Guest Blog Post by Debra Johnson. Student loans are to be taken seriously. They are helpful and great because you need help in school, but what many college students forget is what comes after graduation. You are probably saying “well I will get a good paying job, I’ll be fine’. Incorrect, you won’t always get [...]
Discover Student More vs Open Road Credit Card
Let’s compare Discover Student More vs Open road Credit Card for students. How I applied for Discover Student More Card and Got Approval. Yesterday we looked at Kathik’s blog post on how to apply for a Discover Student Credit Card (above link). Always remember to spend within your limits. Use Credit Card wisely to build [...]
This is How I Got Discover Student Credit Card Without Credit History
Guest Blog post by Karthik. After I had received my Social Security Number as well as my SSN card, I wanted to build my credit history. One of the ways of building a credit history is through a Credit Card. So I planned on applying for a student credit card. In my school (Missouri S&T, [...]
10 Colleges That Lead to the Most Student Loan
Recently published report in US News shows Top 10 Colleges where students graduate with Most Debt (Student Loan). La Sierra University in California leas the list of Colleges that lead to Most Student Loan when students graduate. On an average, students have #54,885 in Student Loan when they graduate from 4 year college. School [...]
For Middile Class Students – Who is Paying for Your Higher Education Expenses?
Can you answer this 2 questions about your source of funding for higher education? How much is your cost of education in USA, Canada or other countries? Who is paying for your education? Example Reply University – USC Source of funding – Parents, Loan, Part-Time job Expenses – $30,000 (Tuition fees) Cost of Living – [...]